. Rev
FACTS
WHAT DOES
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number and
and
and
When you are no longer our customer, we continue to share your information as described in this
notice.
How?
All financial companies need to share personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
personal information; the reasons chooses to share; and
whether you can limit this sharing.
Reasons we can share your personal information
Does
share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
For joint marketing with other fi nancial companies
For our affiliates’ everyday business purposes—
information about your transactions and experiences
For our affiliates’ everyday business purposes—
information about your creditworthiness
For nonaffiliates to market to you
Questions?
Call or go to
06/2011
THE CITIZENS BANK
income
account balances
payment history
credit history
account information
customers'
customers'
The Citizens Bank
Yes
No
No
No
No
No
No
No
No
No
No
No
334-624-8888
1300 State Street Greensboro, AL 36744
Page 2
Who we are
Who is providing this notice?
What we do
How does
protect my personal information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured fi les
and buildings.
How does
collect my personal information?
We collect your personal information, for example, when you
or
or
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—information
about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
Defi nitions
Affi liates
Companies related by common ownership or control. They can be
financial and nonfi nancial companies.
Nonaffi liates
Companies not related by common ownership or control. They can be
financial and nonfi nancial companies.
Joint marketing
A formal agreement between nonaffi liated financial companies that
together market financial products or services to you.
Other important information
The Citizens Bank
The Citizens Bank
The Citizens Bank
Open an account or loan
pay bills
use your debit card
make a deposit or withdrawal
provide us your contact information
We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.
The Citizens Bank has no affiliates.
The Citizens Bank does not share with nonaffiliates with out your
consent.
The Citizens Bank does not jointly market.